Car Loans

Grab affordable car loans for a hassle-free purchase. Get the best rates and quick decision is for sure to ride on your own car and enjoy with your family.

  • Quick decision on loans
  • Maximum funding for new and used cars
  • Fixed monthly payments
  • No fees and additional charges
  • 100% transparency and friendly service

Representative Example: Credit Amount - £10,000 for 12 months at £1075.33 per month. Total loan repayment amount of £12904.00. Interest Amount: £2904.00. Interest rate: 49.9% pa (fixed). 49.9% APR Representative.

Get the best deals on loans for owning your dream car

Buying a new car or upgrading to an advanced model requires a huge investment. Meanwhile, having bad credit will reduce the chances of getting traditional loans. Advanceloanday is your one-stop destination for choosing affordable car loans, despite of low or bad credit history.

Our loans give you the ultimate freedom to buy a car where you want. There are no limits to the miles, and our loans free you from economic hardship.

We want to work for people with bad credit. If all goes sound, the payments are made on time, and overall, it can boost your credit profile.

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What is a car loan, and how is it perfect than other loans?

Car loans are the common personal loans used to buy a new or used car. These loans are generally faster than other loan types, including secured loans. However, the interest rates and terms of the loan will differ depending on the credit score, monthly income, and other related factors.

There are many reasons why a car on finance could be a worthy idea:

  • You won’t have to make a large payment at once
  • Better for budgeting
  • No collateral is needed
  • It can be tax deductible
  • You can go with a better car
  • Improves your credit score
perfect car loan

Financing a car is an ideal option when:

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What circumstances do individuals go under with car loans?

Loans can be a good option for people who want to get their car but need more money to pay for it upfront. Here are some individuals who may prefer car loans:

Taking out a car loan is like availing of another debt and making monthly payments, which can affect your budget. Before taking out a loan, it is important to consider your financial situation, budget, and ability to make timely payments.

What to consider while getting the best car loan?

You should consider several aspects when choosing car loans in the UK, such as:

Considering these factors, choosing a car loan that perfectly fits your budget and financial goals is simple.

Let’s start with your Application

How easy are car loans with bad credit?

Bad credit may not disqualify or create hurdles while getting loans, but the terms will differ based on your circumstances.

Sometimes getting car loans for bad credit is much harder, and you must pay higher interest when choosing brokerage services.

Our car finances are mainly available to assist you in getting complete freedom while choosing your dream car without any limits. Even our affordable loans allow you to build a positive credit score to get better loans for future needs.

Whether you are looking for a new car or prefer to get a used model, we let you get funding for anything, even with imperfect credit. You will get 100% guaranteed car loans for bad credit in the UK, but we check your repayment ability while offering the loans.


What are the tips for getting online car loans for bad credit?

To make your car loan process as much simple, you should follow the below tips:

Do not apply for multiple loans:

Avoid applying for different loans for a short duration because this might give rise to unwanted credit obligations.

When applying for an auto loan, you should clear up any credit history for red flags.

Evaluate different loan options:

Many options are available, so try to choose one that fits your needs and budget perfectly.

Whether you choose a new or used car loan, focus on the funds with affordable terms. Additionally, check the size of monthly payments.

Is a guarantor necessary for getting my car loan?

You do not want to make anyone a guarantor for getting car finances. Most loans do not require a guarantor since the collateral is in the form of a car. However, car loans with no guarantor terms may vary based on your financial circumstances and other factors.

Whatever your circumstance, we have a perfect solution for you. We figure out which finance option is perfect for you. Based on that, we offer the best loans without affecting your credit history.

Getting car loans for poor credit with no guarantor could be more affordable because this will give you a lot of independence. You are only liable for making the repayment.

To apply and check your eligibility, simply click here and start your application now. Our car loans assure you the lowest APR on car loans and allow choosing your own repayment term.

How are car finances advantageous to the individual?

These loans let you experience a different set of features. Here are some common benefits of new car loans or used ones.

Taken as a whole, car finances come with a lot of advantages. Choosing these loans is perfect for getting money without exhausting your long-time savings. However, before getting any loan deals, you must research properly.

Used car loans vs new car loans

Purchasing a new or used car is your decision, but it is a huge investment. You may easily get cash through loans if you don’t have enough funds. There are many choices when choosing car finances, but you must find the option based on your needs.

While both loans look similar, only several differences may affect the buying decision.

When looking for a deal that suits your financial circumstances, remember to do your research rather than taking out finance directly.

You should fully understand each type of car finance. However, it is always important to check all the details of the agreement you decide to take out.

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Why get car loans from Advanceloanday?

We understand your situation and offer loans for your new car or refinance to meet your expenses easily. You can contact our team at any time you need cash.

Our guaranteed small car loans are simple to acquire. For processing a loan, we need minimal documentation. Conversely, our entire loan process is smooth and hassle-free. Most importantly, you will enjoy the following benefits by choosing our loans,

  • Funds up to 90% of vehicle value
  • Top up on existing vehicle loan
  • Multiple loan options
  • 24*7 online assistance
guranteed small car loan

Owning a car gives you a great sense of independence, whether you buy it for your own or commercial purposes. We offer perfect online car loans for bad credit by considering your different requirements.

Our high-value loans with flexible repayment terms let you easily get your dream vehicle. For more details, you can approach our team. We are glad to support you.


How much can I get through a car loan?

The amount of money you can borrow for a car loan in the UK depends on your credit score, income, and other financial factors. Lenders typically allow you to borrow between £1000 and £50000 for a car loan.

Can I make early repayment on a car loan?

Yes, you can easily pay off your car loan early, but some lenders may charge an early repayment fee or sometimes collect a penalty. To avoid these factors, getting car loans with bad credit from a direct lender like us is better.

What will be the effect of car loan default?

If you default on your car loan, you will lose the possession of the car and it will be shifted to the lender. You may also be charged additional fees and interest, and your credit score will be negatively impacted.

Is a down payment necessary for a no credit check car loan?

Usually, many lenders may require a down payment for a car loan. Still, some responsible lenders like us offer no credit check car loans without needing a down payment depending on the lender and your circumstances.

What is the interest rate for an online car loan?

The interest rate of car loans for bad credit online varies depending on your affordability, credit score, and other factors. The interest rate may be fixed or flexible, so shopping for the best deal is important.

Our customers’ experience:

I took a loan from Advanceloanday to purchase my dream car. The interest rate was viable, and the process was fast. I was accepted for a loan on the same day, and the funds were dropped into my account after my approval. I recommend this lender to anyone needing a car loan.

- Amelia, Nottingham, UK

A moment ago, I got a loan from Advanceloanday, and I am very much satisfied with the service offered by the team. I got the loan at a competitive interest rate, and I was able to negotiate a longer loan term that fit my budget. The customer service was excellent. They have provided a loan by understanding my needs and preferences. I would utilise this service when I need a car loan.

Felix, Wolverhampton, UK

Recently, I applied for a car loan from Advanceloanday. The application process was straightforward, and I could easily upload all required documents. Within a few hours, I received a decision, and the funds were transferred directly into my account. I appreciated the convenience and efficiency of the service, and I would use this lender again.

-Arden, Coventry, UK

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